MORTGAGE CALCULATOR FOR BUYING A HOME IN CALGARY
Use our home loan calculator to estimate your total mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan, to calculate your mortgage payment, schedule, and more.
LATEST CALGARY AREA LISTINGS
- 1/42 42
3 Beds 3 Baths 1,471 SqFt$669,000New - 1/24 24
3 Beds 3 Baths 1,864 SqFt$599,900New - 1/34 34
1 Bed 1 Bath 671 SqFt$264,900New - 1/14 14
1 Bath 358 SqFt$124,900New - 1/49 49
5 Beds 3 Baths 2,494 SqFt$689,999New - 1/27 27
1 Bed 1 Bath 601 SqFt$289,000New - 1/50 50
4 Beds 3 Baths 1,369 SqFt$685,000New - 1/47 47
1 Bed 1 Bath 782 SqFt$269,000New - 1/26 26
3 Beds 4 Baths 1,421 SqFt$450,000New - 1/50 50
3 Beds 4 Baths 2,516 SqFt$975,000New - 1/47 47
5 Beds 4 Baths 2,331 SqFt$825,000New - 1/20 20
2 Beds 1 Bath 798 SqFt$237,000New - 1/5 5
6,465 SqFt$1,800,000New - 1/50 50
5 Beds 4 Baths 1,972 SqFt$1,024,900New - 1/39 39
5 Beds 3 Baths 1,137 SqFt$540,000New - 1/35 35
2 Beds 3 Baths 858 SqFt$419,000New - 1/39 39
4 Beds 4 Baths 2,193 SqFt$639,900New - 1/42 42
4 Beds 4 Baths 2,282 SqFt$1,375,000New - 1/34 34
2 Beds 2 Baths 972 SqFt$460,000New - 1/49 49
3 Beds 4 Baths 2,430 SqFt$825,000New - 1/7 7
5 Beds 2 Baths 1,139 SqFt$629,000New - 1/50 50
4 Beds 4 Baths 1,787 SqFt$825,000New - 1/50 50
3 Beds 3 Baths 1,154 SqFt$624,900New - 1/41 41
4 Beds 4 Baths 1,671 SqFt$519,000New - 1/32 32
3 Beds 3 Baths 1,188 SqFt$330,000New - 1/26 26
1 Bed 1 Bath 691 SqFt$290,000New - 1/46 46
4 Beds 4 Baths 2,245 SqFt$729,900New - 1/11 11
1 Bed 1 Bath 702 SqFt$177,000New - 1/49 49
4 Beds 2 Baths 1,115 SqFt$495,000New - 1/39 39
1 Bed 1 Bath 502 SqFt$185,000New - 1/45 45
4 Beds 3 Baths 1,154 SqFt$575,000New - 1/36 36
1 Bed 1 Bath 611 SqFt$249,500New - 1/35 35
2 Beds 1 Bath 778 SqFt$362,000New - 1/48 48
4 Beds 4 Baths 2,285 SqFt$799,900New - 1/48 48
2 Beds 4 Baths 1,464 SqFt$1,029,008New - 1/5 5
1,470 SqFt$29New - 1/46 46
5 Beds 4 Baths 2,341 SqFt$1,187,000New - 1/41 41
3 Beds 2 Baths 1,361 SqFt$700,000New - 1/33 33
750 SqFt$2,100New - 1/40 40
5 Beds 3 Baths 1,197 SqFt$685,000New - 1/28 28
4 Beds 3 Baths 2,065 SqFt$735,000New - 1/41 41
4 Beds 4 Baths 1,573 SqFt$597,500New - 1/49 49
3 Beds 3 Baths 1,042 SqFt$488,000New - 1/50 50
5 Beds 2 Baths 872 SqFt$499,900New - 1/21 21
4 Beds 3 Baths 2,356 SqFt$758,500New - 1/24 24
2 Beds 3 Baths 1,263 SqFt$415,900New - 1/30 30
2 Beds 2 Baths 844 SqFt$268,888New - 1/14 14
2 Beds 2 Baths 1,258 SqFt$445,000New - 3D
4 Beds 4 Baths 1,615 SqFt$545,000New - 1/45 45
2 Beds 3 Baths 1,377 SqFt$415,000New
Mortgage Help
Down Payment
The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.
Loan Term
Your loan program can affect your interest rate and monthly payments. Choose from 30-year fixed, 15-year fixed, and more in the calculator.
Loan Type
There are several types of mortgage loans, but the most commonly used are fixed-rate and adjustable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same, even for long-term loans, such as 30-year fixed-rate mortgages. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Adjustable-rate mortgages (ARMs) have interest rates that can change over time. Typically they start out at a lower interest rate than a fixed-rate loan, and hold that rate for a set number of years, before changing interest rates from year to year. For example, if you have a 5/1 ARM, you will have the same interest rate for the first 5 years, and then your interest rate will change from year to year. The main benefit of an adjustable-rate loan is starting off with a lower interest rate.
Interest Rate
This field is pre-filled with the current average mortgage rate. Your actual rate will vary based on factors like credit score and down payment.
Property Tax Rate
The mortgage payment calculator includes estimated property taxes based on the home's value. You can edit this in the advanced options.
Home Insurance
Home insurance or homeowners insurance is typically required by lenders, depending on the loan program. You can edit this number in the mortgage calculator advanced options.
HOA Fees
A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.