MORTGAGE CALCULATOR FOR BUYING A HOME IN CALGARY
Use our home loan calculator to estimate your total mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan, to calculate your mortgage payment, schedule, and more.
LATEST CALGARY AREA LISTINGS
- 1/29 29
3 Beds 3 Baths 1,415 SqFt$389,900New - 1/5 5
0.07 Acres$500,000New - 1/24 24
1 Bed 1 Bath 584 SqFt$335,000New - 1/30 30
3 Beds 3 Baths 1,201 SqFt$399,900New - 1/32 32
2 Beds 1 Bath 694 SqFt$385,900New - 1/31 31
3 Beds 3 Baths 1,227 SqFt$379,900New - 1/26 26
1 Bed 1 Bath 461 SqFt$209,900New - 1/32 32
3 Beds 3 Baths 1,380 SqFt$399,900New 
3 Beds 3 Baths 1,684 SqFt$679,976New- 1/8 8
2 Beds 2 Baths 730 SqFt$388,000New - 1/28 28
2 Beds 2 Baths 1,334 SqFt$310,000New - 1/48 48
4 Beds 4 Baths 2,346 SqFt$998,900New - 1/25 25
2 Beds 1 Bath 751 SqFt$159,000New - 1/50 50
4 Beds 4 Baths 1,991 SqFt$1,099,900New - 1/50 50
2 Beds 2 Baths 1,104 SqFt$300,000New - 3D
3 Beds 3 Baths 1,720 SqFt$650,000New - 1/46 46
4 Beds 3 Baths 2,180 SqFt$1,500,000New - 1/50 50
5 Beds 2 Baths 1,001 SqFt$588,000New - 1/30 30
3 Beds 3 Baths 1,701 SqFt$598,888New - 1/37 37
3 Beds 3 Baths 1,036 SqFt$489,900New - 3D
4 Beds 5 Baths 2,002 SqFt$630,000New - 1/39 39
3 Beds 3 Baths 1,510 SqFt$585,000New - 1/40 40
4 Beds 2 Baths 1,111 SqFt$375,000New - 1/37 37
1 Bed 1 Bath 717 SqFt$165,888New - 1/39 39
5 Beds 2 Baths 1,180 SqFt$849,900New - 1/50 50
4 Beds 4 Baths 2,759 SqFt$1,425,000New - 1/48 48
5 Beds 3 Baths 2,001 SqFt$1,399,000New - 1/50 50
4 Beds 4 Baths 2,244 SqFt$850,000New - 1/4 4
1,400 SqFt$2,650New - 1/47 47
4 Beds 6 Baths 4,741 SqFt$4,250,000New - 1/31 31
1 Bed 1 Bath 579 SqFt$249,900New - 1/39 39
3 Beds 2 Baths 1,295 SqFt$499,900New - 1/20 20
3 Beds 2 Baths 676 SqFt$419,900New - 1/50 50
5 Beds 4 Baths 2,641 SqFt$918,000New - 1/44 44
4 Beds 4 Baths 1,641 SqFt$889,900New - 1/50 50
3 Beds 3 Baths 1,602 SqFt$565,000New - 1/50 50
4 Beds 4 Baths 2,102 SqFt$799,888New - 1/48 48
3 Beds 3 Baths 2,600 SqFt$1,075,000New - 1/50 50
3 Beds 3 Baths 2,489 SqFt$700,000New - 1/50 50
4 Beds 3 Baths 1,463 SqFt$599,900New - 1/50 50
4 Beds 4 Baths 1,943 SqFt$700,000New - 3D
4 Beds 4 Baths 1,974 SqFt$900,000New - 3D
2 Beds 2 Baths 995 SqFt$315,000New - 1/43 43
3 Beds 2 Baths 1,216 SqFt$479,900New - 1/50 50
5 Beds 2 Baths 1,020 SqFt$589,000New - 1/33 33
1 Bed 1 Bath 683 SqFt$329,900New - 1/41 41
3 Beds 3 Baths 1,543 SqFt$625,000New - 3D
3 Beds 2 Baths 1,715 SqFt$730,000New - 1/50 50
5 Beds 4 Baths 2,593 SqFt$1,269,000New - 1/18 18
1 Bed 1 Bath 507 SqFt$199,900New
Mortgage Help
Down Payment
The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.
Loan Term
Your loan program can affect your interest rate and monthly payments. Choose from 30-year fixed, 15-year fixed, and more in the calculator.
Loan Type
There are several types of mortgage loans, but the most commonly used are fixed-rate and adjustable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same, even for long-term loans, such as 30-year fixed-rate mortgages. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Adjustable-rate mortgages (ARMs) have interest rates that can change over time. Typically they start out at a lower interest rate than a fixed-rate loan, and hold that rate for a set number of years, before changing interest rates from year to year. For example, if you have a 5/1 ARM, you will have the same interest rate for the first 5 years, and then your interest rate will change from year to year. The main benefit of an adjustable-rate loan is starting off with a lower interest rate.
Interest Rate
This field is pre-filled with the current average mortgage rate. Your actual rate will vary based on factors like credit score and down payment.
Property Tax Rate
The mortgage payment calculator includes estimated property taxes based on the home's value. You can edit this in the advanced options.
Home Insurance
Home insurance or homeowners insurance is typically required by lenders, depending on the loan program. You can edit this number in the mortgage calculator advanced options.
HOA Fees
A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.